June 22, 2024

How to Make an Old Navy Credit Card Payment?

Old Navy is a trendy shopping destination across the United States. Thanks to the several stores across the country and very affordable prices, people prefer Old Navy when shopping for a vast range of products. Not just that, it also offers a 24/7 online portal along with a branded credit card that offers lucrative rewards. Quite naturally, many people across the USA hold Old Navy credit cards. 

We have talked about all the details and information that you must know before you make the Old Navy credit card payment. If you are one of the people who have an Old Navy credit card, then in the next part of this article, you will find a complete guide on how to make the payment towards it. But before we move into that part, let us take a brief look at credit cards in general. 

Old Navy Credit Cards: Types and Uses

old navy credit card

The favorite shopping destination offers two types of credit cards for its customers. These are: 

  • Old Navy Visa credit card
  • Old Navy credit card

What must be mentioned is the fact that both these cards are eligible for Old Navy Rewards. The Visa credit card is a little superior to the standard variant. The Visa credit card can be used at any Old Navy outlet or any merchant store that accepts Visa. In the case of the Old Navy credit card, it is only accepted at Gap stores. 

Getting an Old Navy credit card is also pretty simple, and all you need to do is apply online or at any of its outlets with the help of the Old Navy application. You can choose any one type of the two above mentioned credit cards based on your needs and spending objectives. 

You can use the credit card to enjoy some great deals and receive lucrative rewards. Although, timely payment of your credit card bill is a must. There are a variety of payment options available to make a credit card payment. In the next part, we have discussed the various ways to make the payment for this card so that you can keep your account current with timely payments.

How Can I Make Payment for My Old Navy Credit Card?

That is a pretty common question asked by a lot of Old Navy credit card holders, and we are here to make the process simpler for you. To begin with, it must be known that Old Navy offers its cardholders to make online payments as well as by mail or by telephone. 

The online payment is made through Old Navy’s online portal or with the same credit card app. Along with that, the process of making a payment on your card or Old Navy Visa by mail or by phone is also discussed below. 

Making an Old Navy Credit Card Payment Online

Making an Old Navy Credit Card Payment Online

As said earlier, your Old Navy credit card account can be accessed online through two mediums: 

  • The online bill pay portal of Old Navy
  • The Old Navy app

You will have to log in with your credentials and then make a payment on both these channels. On these platforms, you will be prompted to enter your Old Navy login credentials, including your username and password for the account. 

After you are signed in to your account with the relevant Old Navy credit card login information, all you have to do is click on the option that says, “Make a Payment”. You will find this option on the “Payments” menu.

To make the payment, two essential details you need are: 

  • Your bank account number
  • The ABA routing number

Along with making a payment, you can also enjoy other features like checking your account balance, adding an authorized user, signing up for paperless statements and a lot more.

Make an Old Navy Credit Card Payment by Mail

A great thing about Old Navy credit cards is that the merchant accepts regular and overnight payments via mail. The process of making a payment by mail is also pretty simple. All you have to do is simply fill out a check or money order for the minimum amount due (that is the least amount you can pay). After that, mention the Old Navy account number you are paying for, in the memo section of the check or on the money order.

Different cards have their addresses for regular or overnight payments. Here is a list of the addresses for your convenience and information. 

Old Navy Credit Card Regular payment address

Old Navy Payments

P.O. Box 530942

Atlanta, GA 30353

Old Navy Credit Card Overnight Payment Address

Old Navy Payments – Synchrony Bank

485 Lake Mirror Road

Building 700, Department 72

Atlanta, GA 30349

Read Also: Synchrony Bank Credit Cards

Old Navy Visa Card Regular Payment Address

Old Navy Visa Payments

P.O. Box 960017

Orlando, FL 32896

Old Navy Visa Card Overnight Payment Address

Old Navy Visa Payments

140 Wekiva Springs Road

Longwood, FL 32779-3604

Make an Old Navy Credit Card Payment by Phone


Making an Old Navy credit card payment over the phone could not be any more straightforward than the merchant has made it to be. All you need to do is simply call 866-450-5294 to make a payment for your Old Navy credit card over the phone. 

Making a payment for your Old Navy credit card over the phone is absolutely free when you use a checking account and the automated system. The details or information you will require for this process are: 

  • Your Old Navy account number
  • Your bank account number
  • The ABA routing number 

How to Make a Late Old Navy Credit Card Payment?

Old Navy also offers specialized options to make late payments for the credit card. For this, you will have to use any of the Old Navy bill pay options.

According to Old Navy’s terms and conditions, you must know that the due date of your payment is at least 23 days after the closing of the previous billing cycle (this is common for each billing cycle). To avoid a late payment fee, you need to pay the minimum due amount by 5 p.m. EST on the due date mentioned on your latest credit card statement. 

Payments received by the company after 5 p.m. will not be credited till the next day. This will lead to a late fee of $27 being levied on your bill. That is only if you did not make any late payments within the past six billing cycles. If you had a late payment fee previously levied, then you will have to pay an additional $37 on your recent bill as late payment fees. It must also be known that your late fee will never exceed the minimum due amount on your statement. 

Final Thoughts 

That brings us to the end of this short tutorial on making an Old Navy credit card payment. We have listed all the possible methods in vivid detail, helping you make payment seamlessly and efficiently without being confused and wasting your time. After reading this guide, we hope you can make on-time payments and be current with your credit card account.